The Most Common Critical Illnesses That Americans Suffer From

Indubitably, it is a tough time for an American in today’s economy. While most face existential turmoil while dividing their income amongst their expenses, others are facing a literal hand-to-mouth situation. To top it all, healthcare costs are significantly on a rise, leaving an average American in constant stress as to what kind of insurance policy to opt for. In many cases, critical illness insurance protects you against an additional burden of the out of pocket healthcare costs and has become a bare necessity for Americans, considering the number of people falling prey to critical illnesses every year. In fact, the statistics will leave you dumbfounded.

According to Standard Life and Accident Insurance Company, cancer incidence in young adults has increased more than any other age group in the past thirty years. And to add to it, critical illnesses like cancer, heart disease, and other illnesses cause more instances of long-term absence from work than any other cause including accidents. The significance is truly unmatched and needs to be looked into thoroughly. Here are the top 4 critical illnesses that Americans are currently suffering from.

Heart attack

You’d be shocked to know that almost every forty seconds, someone in the United States experiences a heart attack. It is basically the death or failure of the heart muscles (myocardium) as a result of inadequate blood supply; the symptoms of which include chest pain, electrocardiographic changes, and the elevation of the cardiac enzyme above the generally accepted laboratory levels of normal. Every year, about 790,000 Americans have a heart attack, because of which you are heavily advised to take early precautionary measures. Many medical conditions and lifestyle choices contribute to this critical illness, and it is crucial to not indulge in poor diet or physical inactivity in order to avoid the forthcoming risks.


According to statistics based on the American Cancer Society reports, one in three women and one in two men in the U.S. will develop cancer during their lifetime. In simple terms, it is the uncontrollable growth and spread of malignant cells and the invasion and destruction of normal tissue for which major interventionist treatment or surgery (excluding endoscopic procedures alone) is considered necessary. Unfortunately, there are no guaranteed methods of prevention for cancer, but one can always make sure their lifestyle isn’t maligned with unhealthy habits, like excessive smoking and the use of drugs, which lead to the build-up of cancerous cells in the organs. Keeping the conditions of present-day America in mind, actively working towards a healthier lifestyle is the way to go.

Kidney failure

We are all well aware of how common diabetes is in America. Unfortunately, it is becoming as customary as a fever or a minor illness. As a matter of fact, it is also left undiagnosed and untreated for many. But what many Americans do not know are the grave side-effects, most of which directly affect the kidneys, eventually leading to kidney diseases and kidney failure. For those who don’t know, the end stage of kidney failure is a chronic irreversible failure of both kidneys to function, as a result of which regular renal dialysis is initiated or renal transplantation is made necessary. However, the best possible way to keep your kidneys from experiencing failure and working optimally is to focus on your diet and to keep a check on your water intake. Moreover, people suffering from diabetes need to take extra precautionary measures, as they are already at a high risk of experiencing kidney failure.


There are a number of general misconceptions about what a stroke entails, when fundamentally, it is a brain attack, cutting off vital blood flow and oxygen to the brain. Interestingly, stroke is the fourth leading cause of death in the United States, resulting in about 133,000 deaths in a year. According to the National Stroke Association, not only can stroke result in fatalities, but it can also lead to serious, long-term disabilities in adults. To make sure the risk of encountering a stroke is at its minimum, you are advised to keep a check on alcohol consumption and keep yourself regularly checked in case of any other critical illness like diabetes. Apart from that, losing weight, exercising regularly, and maintaining low blood pressure can always help.


There is no argument over the fact that the incidence of critical illnesses has been on a rise among the Americans that sheds light on the importance of having critical illness insurance for yourself and the people you love. As per the evidence, sedentary lifestyle, poor eating habits, and excessive exposure to stress on day to day basis that has a detrimental impact on one’s mental health are among the leading causes of such critical illnesses. Remember, prevention is always better than cure. This statement should be more than sufficient in motivating you for changing your lifestyle.

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